Our Services
Ethical and Without Was-Was

PayHalal is a Shariah Compliant Fintech API Platform solution, offering seamless payments right at your fingertip ! We are an Islamic Fintech application that allows users to make and receive payments via our partner Islamic banks while providing merchants with instant secure payments and to their extend market penetration. Our Bespoke white label Fintech applications allows Islamic banks and merchants to engage encourage educate users from the application dashboard to the user interface. PayHalal’s Bespoke Label Fintech solutions allows Islamic banks and merchants to own their mobile application presence without having to build a platform from bottom up. PayHalal Islamic Banks Combined Platform . Payment without Was-was now easy and secure via your favourite Islamic Bank With PayHalal Accounts Combined Platform , you can now pay for halal products and services secure, easily and without was-was

PayHalal Customised Fintech solutions

From bespoke online Islamic Fintech channel solutions to many other API solutions driven by big data, PayHalal aims to connect to consumers who wish to conduct financial transactions without was-was.

Souqa Fintech Sdn Bhd is a financial technology solutions provider which is designed to make MALAYSIA the #1 Destination for Islamic Digital Financial Services. PayHalal’s Islamic Fintech solutions are attested by technology Datuk Dr Daud Bakar Souqa Fintech aims to fulfill the full benefits of Islamic Fintech to Muslims to perform their Fardu Ain in their everyday life, supported by Fardu Kifayah which performed via partnerships with Various Islamic Banks and Halal Merchants .

PayHalal Hosts All of your bank accounts in one single app - the new plan to let you track all your money at once. Very soon you could be able to see all your accounts at once - even if they're with different banks - and it could save you hundreds as well as being easier Islamic Banking customers will soon be able to see their accounts from different providers in one place, making it easier for them to manage their money. PayHalal users will be able to see and manage all of their Islamic accounts on one screen, no matter who they bank with.

PayHalal™ Shariah Attestation by Amanie Advisors Sdn Bhd

Why choose PayHalal™?

PayHalal™ is an Islamic digital payments solution that fulfills Fardu Kifayah.

1

PayHalal™ is the first to provide an end-to-end Shariah Compliant Payment Gateway that processes, clears and settles payments according to Sirat al Mustaqim.

2

We understand the needs of Muslims users and their obligation to transact in accordance to the principles of Shariah.

3

We are pioneers in the Islamic Fintech market segment and our technology is blockchain ready.


We understand the challenges within the global e-commerce market

There are over 300 types of secular and conventional digital payment methods globally, but only ONE Shariah compliant digital payment solution in the world.

With over 25 years of knowledge and experience supporting the payment needs of our Muslim customers, PayHalal™ is in a unique position to provide you with Shariah financial tools and systems that is in line with Sirat Al Mustaqim.


PayHalal™ Shariah E-Payment Gateway Enables You To:


INNOVATE YOUR BUSINESS

Improve your digital Islamic finance platform by offering Muslim customers their preferred Islamic payment method, making it the preferred transaction method especially with our use of Blockchain Technology, promoting security and transparency.


INCREASE YOUR MARKET PENETRATION

Reach Muslim customers effectively and offer them a wide variety of Shariah payment options.

DRIVE YOUR COST DOWN

PayHalal™ is more cost effective because we guarantee fixed low cost and we do not condone speculative and excessive charges to process payments within the PayHalal™ ecosystem. Further, with Blockchain, your fraud risks are reduced and this will bring down any associated costs with fraud.


We understand the needs of Muslim customers

The world of digital payments is constantly changing and we are at the forefront of the Islamic Fintech revolution.

Collaborating with millions of Shariah and halal compliant merchants worldwide, we are uniquely aware of how global and local Islamic consumer behaviours are changing.

PayHalal™ Big Data allo us to mine this intelligence to allows us to provide you with the most appropriate Islamic digital payment mechanism that will support your overall strategy.

We understand global and local digital payments

It’s essential to offer Muslim customers their preferred payment methods.

Payments vary by country, demographic, religion and by the type of product or service purchased. Equally, payment methods also differ by choice of Muslims in each country.

As such, understanding local preferences and selecting the most appropriate payment method is key to maximizing acceptance and expanding internationally.

In addition to providing insights into market characteristics and consumer behaviour, we also provide you with services that ensure that they get the most out of their payment ecosystem including ongoing analysis of transactions, refunds and settlement flows.

We help protect customer data and your business

The Payment Card Industry (PCI) Data Security Standards (DSS) specify payment data security requirements. Standards are updated and revised frequently, and requirements vary by business size. Our team of PCI experts and network tools can help you navigate compliance requirements, helping to avoid fines for penalties and the possibility of a security breach. Optional encryption and tokenization services offer extra protection throughout the payment journey.